About us

With a focus on long-term partnerships, we help you and your family build, protect, and enjoy your wealth at every stage of life.

Who we are

Ernest Grant Ltd is a specialist firm of independent financial planners, offering a wide range of financial advisory and planning services for both individuals and businesses.

Our team-based approach means you benefit from a collective wealth of experience. Every adviser, researcher, and administrator shares the same goal: achieving the best outcomes for you.

Putting you at the forefront, always

Our entire approach is built around your life, your goals, and your future.

Together, we’ll work alongside you to build a clear, long-term plan based on exactly what you want to achieve.

Life doesn’t always go to plan. We look ahead, spot potential financial roadblocks, and put safeguards in place to protect your future from the unexpected.

Our principles

Our approach is defined by five core values that ensure our partnership is innovative, supportive, fair, and valued.

Transparency

We are open and clear about the services that we provide, and how our clients pay for those services.

Accountability

We actively seek client feedback and always follow up, using it to strengthen our service and relationships.

Continuous growth

We encourage every team member to keep developing professionally to deliver the best client outcomes possible.

Integrity

We prioritise our clients’s needs above all else, always acting with their best interests at heart in everything we do.

Financial clarity

We promote financial wellbeing by offering clear, practical guidance that helps clients achieve their goals.

Our community

It’s important to us to give back, support our community, and play a small part in positive change. We believe this is a fantastic opportunity to support grass roots in the community, something we are passionate about.

That’s why we’re proud to support local organisations and causes that matter to our team and the people we serve. From sponsoring grassroots sports clubs to contributing to community initiatives, we believe in using our success to make a meaningful difference close to home.

Spartans RUFC

We are proud to be a a sponsor of Spartans RUFC. Based in the midlands, Spartans have a senior 1st and 2nd XV and participate in local and regional leagues, they also develop younger players through their mini and junior team plus additional adult social teams.

Spartans are proud to develop younger talent through their mini and junior sections of the club, ranging from ages 4 to under 12s and growing. We are proud to play a part in the growth of the club.

Take a look

Sutton Coldfield Town Junior Football Club Under 12’s

We are proud to be a sponsor of Sutton Coldfield Town Junior Football Club’s Under 12s team. It’s a fantastic opportunity to support grass roots football for the next generation.

Take a look

Meet the advisers

Discover the people who make it all happen.

meet everyone

Paul Glover

Financial Planner and Managing Director

meet Paul

James Richards

Director and Financial Planner

meet James

Richard Hall

Senior Financial Planner

meet Richard

Spencer Kite

Financial Planner

meet Spencer

Trish Page

Head of Client Support

meet Trish

Billy McGovern

Protection, Healthcare, and Employee Benefits Consultant

meet Billy

James Sergeant

Apprentice Planner and Technical Support

meet James

Don’t just take our word for it

See why our clients rate us as a Top Rated independent firm.

Private Client Reviews

Our VouchedFor Top Rated status means every review is independently verified, confirming our commitment to exceptional service. Read how we’ve helped private clients achieve long-term security and financial peace of mind.

Client Experience Awards

We were delighted to be highly commended in the VouchedFor Client Experience Awards 2025. We pride ourselves on providing the best client experience for all our clients, this award is testament to our success in achieving this.

Workplace Client Reviews

Our corporate clients value our dedicated service in creating effective, compliant employee benefit solutions and workplace pension schemes. These reviews show how we help businesses attract and retain top talent while achieving their long-term financial goals.

By us, for you

Delve into our collection of articles, containing useful guidance and ideas to help you plan, save, and make the most of your money.

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18 Mar 2026

Guide – SMART goals: 5 steps to effective financial planning

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18 Mar 2026

The Capital Gains Tax essentials you need to know

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18 Mar 2026

Turning wealth into happiness: Why a plan makes a difference

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18 Mar 2026

5 tips for overcoming the fear of investment uncertainty

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18 Mar 2026

How to be a successful investor: The importance of patience

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18 Mar 2026

Investment market update: February 2026

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28 Feb 2026

Investment market update: January 2026

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28 Feb 2026

Fraudsters use crypto hype to scam investors out of more than £500,000 a day

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28 Feb 2026

6 practical ways business owners can reduce the impact of employee sick days

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28 Feb 2026

The power of pension tax relief and how it could boost your retirement income

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28 Feb 2026

What you can learn from Michael Sheen about spending with purpose

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28 Feb 2026

How to be a successful investor: Following a strategy that’s right for you

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2 Jan 2026

Gifting to reduce an Inheritance Tax bill? Here are 5 things to check first

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2 Jan 2026

2 reasons to combine your financial plan with your partner’s

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2 Jan 2026

How to be a successful investor: Defining what “success” means

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2 Jan 2026

Investment market update: December 2025

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5 Dec 2025

Investment market update: November 2025

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2 Dec 2025

5 interesting insights from the investment market in 2025

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2 Dec 2025

How cashflow planning turns numbers into possibilities

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2 Dec 2025

Why your most important goals could trigger financial bias

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2 Nov 2025

Investment market update: October 2025

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2 Nov 2025

Musical health: The surprising benefits of putting on your favourite tunes

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2 Nov 2025

The difficult but important estate planning conversations to have with your family

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2 Nov 2025

How financial planning could give you the confidence to spend more

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2 Nov 2025

Why successful investing starts with your mindset, not the markets

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2 Nov 2025

Phasing into retirement: The emotional and financial benefits

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20 Oct 2025

Guide: Everything you need to know about the State Pension

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20 Oct 2025

Investment market update: September 2025

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20 Oct 2025

The Japanese wellbeing concepts that could improve your life

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20 Oct 2025

How the Labour government could change Stamp Duty in the Autumn Budget

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20 Oct 2025

£48,000 was lost to pension fraud every day in 2024

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20 Oct 2025

Trick or treat: The “tricks” a financial plan could help you avoid

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20 Oct 2025

Phasing into retirement: The flexible options you might consider

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16 Sep 2025

6 incredible UK restaurants with tasting menus you’ll remember

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16 Sep 2025

Don’t have a will? Here’s how your estate would be distributed under intestacy rules

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16 Sep 2025

What could a Labour wealth tax look like?

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16 Sep 2025

5 challenges a financial midlife MOT could help you overcome

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16 Sep 2025

How behavioural bias could affect your view of existing investments

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16 Sep 2025

Investment market update: August 2025

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18 Aug 2025

8 interesting podcasts that are perfect if you want to learn something new

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18 Aug 2025

The “power half hour” and other ways to get jobs done

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18 Aug 2025

Think cash is king? It might be time to review your mantra

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18 Aug 2025

Unsure how to access your pension at retirement? Here’s what you need to know

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18 Aug 2025

Investment market update: July 2025

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18 Aug 2025

How to remain calm amid Autumn Budget speculation

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14 Jul 2025

10 adrenaline-fueled adventures you can have in the UK

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14 Jul 2025

Why “boring” investments could be exciting long term

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14 Jul 2025

Explained: How Dividend Tax works and when you pay it

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14 Jul 2025

The age you can access your pension may rise. Could it affect your retirement?

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14 Jul 2025

How to prepare your loved ones for the “great wealth transfer”

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14 Jul 2025

5 powerful Warren Buffett lessons that could benefit ordinary investors

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19 Jun 2025

9 stunning beaches to explore in the UK this summer

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19 Jun 2025

Investment market update: May 2025

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19 Jun 2025

Financial protection: 3 useful questions to help you calculate appropriate cover

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19 Jun 2025

How to use the “gifting from income” rule to reduce your estate’s Inheritance Tax bill

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19 Jun 2025

The Thursday Murder Club’s guide to retiring well

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19 Jun 2025

Why defining “financial freedom” could help you achieve it

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15 May 2025

Investment market update: April 2025

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15 May 2025

4 useful insights from a decade of Pension Freedoms

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15 May 2025

Why investor fear and anxiety play a role in market volatility

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15 May 2025

Financial protection: The key options that could protect your lifestyle and family

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15 May 2025

Maximising the wellbeing of giving

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20 Mar 2025

Thinking about investing in crypto? You need to be aware of these signs of a scam

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20 Mar 2025

Investment market update: February 2025

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20 Mar 2025

How to reduce your Capital Gains Tax bill in 2025

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20 Mar 2025

3 retirement financial shocks that could affect your finances

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20 Mar 2025

4 ways that money can make you happy

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20 Mar 2025

Discover why arts and heritage could be good for your health

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11 Feb 2025

Guide: 7 allowances you might want to use before the end of the 2024/25 tax year

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11 Feb 2025

5 practical tips for staying healthy in your 50s and beyond

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11 Feb 2025

Behavioural finance: The effect emotions could have on your financial decisions

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11 Feb 2025

Is your estate worth more than £2 million? Your Inheritance Tax liability could be higher than you expect

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11 Feb 2025

5 ways financial planning could help you emotionally prepare for retirement

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11 Feb 2025

How to stop following the investment crowd and stick to your strategy

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11 Feb 2025

Investment market update: January 2025

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14 Jan 2025

Investment market update: December 2024

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14 Jan 2025

The compelling benefits of building a tailored financial plan

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14 Jan 2025

Why building emotional resilience could improve your finances

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14 Jan 2025

Behavioural finance: How established habits and experiences could affect your decisions

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4 Dec 2024

How to turn your child’s Christmas gifts into a nest egg

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4 Dec 2024

Investment market update: November 2024

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4 Dec 2024

Research: The perils of chasing stock market “winners”

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4 Dec 2024

Financial fears could be holding back millions of retirement dreams

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28 Nov 2024

Interest rates are predicted to fall to 3% next year and could slash mortgage repayments

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28 Nov 2024

2 key Budget announcements that may affect your financial plan

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28 Nov 2024

Investment market update: October 2024

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1 Nov 2024

Your guide to the Autumn Budget

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3 Sep 2024

Gloomy Starmer: Budget is “Going to Be Painful”

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3 Sep 2024

Why A Power of Attorney Makes Sense

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3 Sep 2024

Property vs Pension

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3 Sep 2024

September Market Commentary

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12 Aug 2024

How Do Higher Rate Earners Claim Pension Tax Relief?

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12 Aug 2024

Mastering The Art Of Budgeting

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12 Aug 2024

Why timing the market is so tough

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12 Aug 2024

August Market Commentary

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8 Aug 2024

Guiding you through the storm: Understanding recent market volatility

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10 Jul 2024

Q2 2024 Market Update Report

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8 Jul 2024

What’s The Fed and Why Does It Matter?

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8 Jul 2024

Pensions and Politics

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5 Jul 2024

Tax Implications of Gifting

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5 Jul 2024

What is A Safe Withdrawal Rate?

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5 Jul 2024

What a Labour Government Might Mean For Your Finances

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5 Jul 2024

July Market Commentary

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1 Jul 2024

What might the UK election mean for your investments?

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2 May 2024

How do you decide when to retire?

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2 May 2024

What to do at the start of the new tax year

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2 May 2024

May Market Commentary

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10 Apr 2024

Q1 2024 Market Update Report

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4 Apr 2024

Number of inheritance disputes has doubled in the last decade

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4 Apr 2024

When will interest rates come down?

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3 Apr 2024

April Market Commentary

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26 Mar 2024

Decreasing inflation – what does it mean?

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13 Mar 2024

Did the Chancellor blow his lines?

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13 Mar 2024

2024, The Election Year – What does it mean?

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8 Mar 2024

Spring Statement 2024

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11 Jan 2024

Q4 2023 Market Update Report

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11 Jan 2023

Quarterly and Annual Market Report (Q4 2022)

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21 Nov 2022

The Autumn Statement – November 2022

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1 Nov 2022

November Market Commentary

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16 Sep 2022

September Market Commentary 2

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16 Sep 2022

September Market Commentary

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Ready to start the conversation?

Everyone has their own unique aspirations and dreams. We’d love to discuss yours.