Working with us
1. Discovery
We start with a free consultation – which can be conducted face to face, virtually, or by phone – to learn about and understand you, your wider circumstances and most importantly your financial and lifestyle goals. This will allow us to build a clear picture of your current situation and the products, tax wrappers, and investments currently in use.
2. Assessment
Supported by our research team, we analyse your existing plans, products, and investments. We consider your risk profile, previous experience, and future ambitions to identify gaps or shortfalls. This process allows us to highlight where we can add value and agree on the scope of work before moving forward.
3. Recommendations
Next, we produce a personalised Financial Planning Report outlining clear, unbiased recommendations. Each plan is explained in detail, including the features, benefits, and risks of any products suggested. You will also have the opportunity to ask questions and discuss future actions.
4. Implementation
Once you approve the plan, we manage all paperwork and liaise with any third parties to put your strategy into action. Whether it involves investing, insurance, or other financial arrangements, we make the process smooth and transparent, so every element of your plan is implemented accurately and on time.
5. Review
We provide an ongoing review service, where agreed, so your plan can develop as your life and circumstances change. Regular reviews allow us to assess performance, revisit objectives, and discuss any necessary adjustments, giving you confidence that your financial journey remains aligned with your goals.
Lifetime financial planning explained
Our approach is built on lifetime planning. We align your finances with your goals, meaning your money is always working to support the things you want to do, both now and in the future.
What our clients say
Our success is measured by the happiness of the individuals we support. Hear directly from the clients and families who have placed their trust in Ernest Grant.
Ready to start the conversation?
Everyone has their own unique aspirations and dreams. We’d love to discuss yours.